Roofing programs and loans dedicated to helping you with your roof system purchase


Cobex Constructon Group offers the following financing and payments options; cash/personal checks,  atm/debit and credit cards (Visa, Master Card,  American Express and Discover). Financing is available on approved credit and subject to availability.  The following is a list of our secured and unsecured loan programs:

Property- Assessed Clean Energy- PACE PROGRAMS

(Reduced Interest Loans)

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Clean Energy Financing

  • 100% home upgrade financing
  • No money down
  • No credit score required
  • No impact on credit limit
  • No proof of employment
  • Tax deductible financing
  • Lowest monthly payments

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  • HERO is offered in partnership with your city or county
  • Approval is based on your home’s equity, not your credit score
  • Repayments are made through your property taxes
  • All HERO-Registered Contractors are licensed and verified
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Energy and Water Efficient Financing for Placer county and City of Folsom Residents

  • The annual amount due is added to your property tax bill each year until paid in full
  • Low fixed interest rate (6%)
  • Minimum loan amount $2,500
  • Amount financed cannot exceed 10% of your property value plus improvements and cannot exceed the equity
  • Financing terms up to 20 years
  • No money down

Traditional Installment Loans

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FHA Title-One Home Improvement Loan
  • Secured and unsecured loans
  • Loan decision within 24-48 hours
  • No equity required
  • No appraisal required
  • Loan amount up to $25,000
  • Low fixed rates at 4.45%
  • Payment terms up to 20 years with no prepayment penalties
Fast Track Loan
  • Need a 680 or above FICA Score to qualify
  • Maximum loan amount $45,000
  • Loan Term Options: 7year, 10year, and 12year

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Long Term and Short Term Options 

Long Term:

  • Loan amount from $3,500 to $45,000
  • Cobex Constructon Group offers a 5 year plan
  • 6.99% interest rate

Short Term:

  • Loan amount from $1,000 to $45,000
  • Same as cash 12 month option
  • No Interest
  • No payment plan
Credit Cards:
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Click here for a Free Quote or call us at: 916-745-6699